The 12-STEP PURCHASE PLAN is a basic guideline for a successful purchase transaction:
1ST = OFFICIAL PRE-APPROVAL:
|Getting official LENDER PRE-APPROVAL for your new home, includes a 2-Year history of all of your Income, Assets and Credit these items will be evaluated to determine the amount that you can afford for a home.|
By this you should already know:
Once any Seller knows that you can 'IN FACT' purchase their home (if you wanted too); They (if serious about Selling) would be glad to entertain you, knowing that they would not be waisting their time with a Buyer that loved their property, but can't afford to purchase it. NOTE: Many BUYER'S AGENTS (if also a Broker) can also assist you in your home financing transaction through their wholesale lender accounts.